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Why Work with Me Instead of a Big Bank?
Securing your dream home efficiently, affordably, and with less stress involves:
- Lower Rates: By working with a referral-based mortgage specialist like me, you benefit from lower interest rates due to reduced overhead costs.
- Winning Offers: My Signature Program positions you to win in competitive markets, saving you time and protecting you from rising prices.
- Creative Financing: I offer diverse mortgage programs, making homeownership possible even with non-traditional situations.
- Stress-Free Process: Partnering with me means a streamlined, personalized approach for a smoother experience.
Let's make your dream home a reality—let's connect!
Video Library
Here's a series of videos to help you navigate homebuying with confidence.
Our Reviews
"When I finally found a home, it turned out that Joshua had worked with the selling-agent before. It's always good to have connections and Joshua is well-known in the industry/community. Once I had my offer in, I had a strict timeline because I was going on vacation in a few days. Initially we were going to wait for final signatures until I came back, but Joshua and his team got everything done really fast and I closed in 11-days! That is unbelievably fast! I had a loan but the closing-time was almost like a cash-offer!"
"The team was able to present our offer as a very attractive cash like option to the seller and was accepted. In this market I was VERY surprised our very FIRST offer was accepted."
"What sets them apart is their incredible $5000.00 guarantee program, demonstrating their confidence in their ability to deliver results. They offer to pay the seller $5,000 if they fail to close a certified home buyer, or they will pay a $100 per diem penalty if they close after the contract date. This guarantee makes them the obvious choice for anyone in need of a mortgage."
"One of Joshua's standout qualities is his proactive approach. When it was time to submit an offer, he would personally call the listing agent to highlight my clients' qualifications, ensuring that their offer stood out from the rest. His efforts, coupled with his closing guarantee, truly make our offers standout in competitive markets."
Get to Know Me.
Meet Joshua Sun, your friendly neighborhood mortgage expert, known affectionately as the Sandal Lender.
I tell people that I wear sandals because Jesus wears sandals and I'm supposed to be like Him, but the name reflects my commitment to authenticity and the freedom it brings. Curious? Check out the video on my journey toward embracing authenticity and I share it to encourage others to do the same.
With 19 years of experience in the mortgage industry, I've navigated the ins and outs of banks, direct lenders, and brokers. Originally hailing from sunny San Diego, I've called Korea-town, Glendale, and now La Mirada home.
What gets me out of bed in the morning? Helping folks like you achieve their dreams of homeownership. I thrive on empowering my clients with the knowledge and tools they need to make informed decisions, saving them money and sparing them stress along the way.
I also love teaching people how to build wealth and achieve financial freedom using Creative Finance, the best way to acquire real estate that most people don't know about (ask me how).
When I'm not working, you'll find me soaking up quality time with my family, watching movies or Youtube shorts, learning and growing thru books/videos, or worshiping the Lord. My wife Sarah, a talented fashion designer and business owner, and our two precious daughters, Bella (6 years old) and Naomi (2 years old), are my world.
What sets me apart? It's my Competitive Advantage Program, which makes your offer as good as cash with a proven track record to beat other buyers (check out the video above!). Plus, I'm committed to delivering a seamless, 5-star experience, complete with great rates and innovative finance solutions.
Let's connect and start your journey towards homeownership.
-Joshua Sun